I have written about a few of my goals for the new year and to stay along those same lines, I have a few more to add. I am going to be more frugal about what I spend my money on. I have way too much credit card debt and I really need to stop spending. I know that we don't need to have a lot of the things that I spend money on, so now it's time to stop buying them.
I am going to very quickly limit the anount of times that we eat out. I had thought it was a nice treat for the kids, and ok for me too, but I have a feeling it is more than a once in a while treat. I have a feeling I do it way too much!
I do well with getting hand me downs, or at least getting stuff for cheap for the kids. We went a little crazy over Christmas and with their birthdays coming with in the next month and then a month and a half later, really need to think about what we spend our money on. I really want to make a lot of their gifts, but there is just not always enough time. I am hoping to use frecycle a lot more and use it for the things that I need so taht I don't have to spend a lot of money and also help the environment by re-using thigs that still have more wear in them.
I have already written about organizing and meal planning and I hope that this will also help with saving money. I know it will. It will help with saving time and money. I will be able to go grocery shopping and know what I need to buy for the week and not buy food that will only go to waste. I am hoping to eliminate certain foods from my diet and that too will help with saving money. I will not be buying processed foods. I will try to make everything from scratch or at least most things.
My latest 2011 goal is to save money and reduce my debt!
Happy New Year,